However well prepared you are, accidents do happen. For this reason, if you're running an event for members of the public, then you must have public liability insurance and should consider professional indemnity insurance. There are plenty of insurance companies that will provide you with annual or single-event public liability insurance. There are even insurance companies that specialize in paranormal investigation and public liability.

Public liability insurance is very important, as it can protect you if someone is injured, loses their life, or their property is damaged because of your event. Policies tend to offer between £1 million and £5 million in coverage to protect you against these costs.

For example, if a client or guest tripped over a cable to one of your cameras and broke their arm, then decided to make a claim against you for compensation, the policy would help you defend it and cover the cost of compensation...